Seniors who need long term care have a choice. They can choose to spend their entire life savings on long term care, or they can choose to keep some of their money in the family.

Unfortunately, few seniors know that they have this choice. Too many families just pay the monthly bills for long term care until the senior's life savings has run out. Most seniors never find out that there is a way to keep money in the family despite the costs for a nursing home or assisted living.

As of 2010, even the least expensive nursing homes in northeast Ohio charge more than $6,000 per month (over $72,000 per year.)  Frequently, nursing homes have a higher monthly rate, $6,500 or more ($78,000 or more per year.) Even lower-cost assisted living facilities can cost $3,000 per month ($36,000 per year.) These prices will quickly dry up a senior's life savings. Wouldn't every senior prefer to have some of his or her life savings stay in the family? Wouldn't every senior like to make their own choice?

The Koewler Law Firm can give seniors the ability to make that choice.  Attorney Jim Koewler, through his law office's elder law practice, helps seniors who need nursing home (aka skilled nursing facility) or assisted living care. Jim helps those senior's qualify for the Ohio Medicaid program because that program will pay the senior's costs for most nursing homes and many assisted living facilities. (Note: Medicaid payments for assisted living are limited to care costs.) More importantly, Jim will help the senior find ways to keep part of the senior's life savings and assets in the family as allowed by the Medicaid rules.

Jim Koewler's mission is "Protecting a Senior's Life Savings." TM